Term Life Quotes

If you're looking for term life quotes, you've come to just the right place. Why? Because we specialize in helping people find the best premium rates and the most favorable policy terms in the market. What’s more, we are independent of any insurer, which means you can buy from any company you like, without being limited in your choice. Our job is to arrange quotes for term life insurance from leading companies, and our goal is to help you obtain quotes from the best licensed insurers in your state.

Term life is the most common and least expensive type of life insurance policy you can buy. It provides coverage for a specified period of time, for example, one year, five years,10 years or even 30 years. Other types of coverage include permanent life insurance, which has no expiry date, and variable life insurance, which is a whole life policy with a savings element. While we specialize in arranging term life quotes, we can help you with any type of policy.

Compare Quotes

Obtaining life insurance quotes has never been easier. Just complete our short online form, starting with your zip code above, and we'll arrange free, no-obligation quotes which you can compare. We all know that the only sure way to get the best price is to shop around, but that can take so much time to do. Well, save yourself the time and let us do the shopping for you:

Complete just one form and receive multiple, free quotes.
Get the best companies in your state competing for your business.
Arrange the most cost-effective life coverage available in the market today.

We are experienced in arranging term life quotes for consumers, and we have the systems and the industry contacts for the job. So make the most of our resources and arrange your quotes right away. The process is straightforward and it takes very little time to complete.

Learn About Term Life

Life insurance is a key component of any financial plan, so learning the basics is important. For example, term life is not really about you - it's about the people who depend on you and depend on your income. So when assessing your requirements for life insurance, you must assess the needs of your dependants in preference to those of your own. This forms part of our Help Center article on the 8 reasons to buy life insurance which we have written for you.

Our task is to help you to learn about term life so that you can apply that knowledge directly when buying a policy to protect you and your family. For example, we explain the variables involved in pricing term life in our article entitled How Much Does Life Insurance Cost?, and our guidance on choosing a beneficiary points out the pitfalls in not being specific when you complete the application form. These are just a few aspects of term life which we explain.

We also explain how to choose your coverage, when you should review your coverage and what free resources are available from State Insurance Offices to help you with your policy.

Term Life Resources

As well as the resources of this website, there are many other sites that can assist you with your understanding of term life insurance. Here are a number which we recommend:

The Insurance Information Institute publishes a range of articles on consumer policies, including life insurance coverage. The articles cover the basics, including how to buy.

The consumer website Insure U Online publishes a number of short and full-length guides on individual coverage, including life insurance, with a helpful Life Insurance FAQs section. The site is operated by the National Association of Insurance Commissioners.

The Life and Health Foundation for Education is a non-profit organization which is dedicated to helping consumers make informed decisions about personal policies. It provides advice on the basics of life insurance, and it customizes that advice according to four broad life stages which comprise singles, young families, established families and retirees. It also publishes a range of real life situation videos which illustrate the benefits of life insurance.

The Consumer Action Website, which is operated by the Federal Citizen Information Center, provides objective advice on life insurance and links to enable you to obtain term life quotes.

September 3, 2010

Help Center

Life Insurance News Feed

Don’t Be a Statistic—Do It Today

September 1, 2010

Today marks the beginning of a month when the focus turns to a topic that most people don’t want to talk about or even think about: life insurance. But they do so at their own—and their family’s—peril. September is Life Insurance Awareness Month (LIAM). It’s a national campaign designed to draw attention to the fact [...]
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Health Insurance That Works

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When Congress was debating health-care reform, prior to passage of The Patient Protection and Affordable Care Act, there were what I considered inflated examples of individuals denied insurance, and claims not paid by insurers. These examples ignored the fact that historically insurers have paid 99.5% of all claims. In many states, group plans, which are [...]